Travel Insurance Quotes

Travel insurance whether bought online or offline is a must when one is travelling overseas. It makes the stay in a foreign location safe. However, buying travel insurance can be tricky. One should first gather travel insurance quotes from various service providers and then compare the best possible insurance coverage.

If one is looking for travel insurance quotes, he/she can contact leading insurance companies through email or phone. Either he/she can leave his/her details on the websites of these companies or call them directly to get the required information.

It is worth mentioning that travel insurance is not at all same across all categories of buyers and destinations. It varies from country to country and is different for all age groups. According to the general trend, the travel insurance price ranges from 4-10 percent of the total pre-paid and non-refundable trip cost. Hence, there will be variation in travel insurance quotes that one will receive.

There are a number of companies that may share travel insurance quotes on a simple query or a phone call. It is good to have a few quotes before one decides to buy the insurance. Here is a list of ways to tackle this challenge, make it simpler and book travel insurance instantly:

Compare the price based on the requirement: Compare the rates on the basis of the number of travellers and the length of their stay. With more people and more days of stay, the rates go up. If it is a multi-country trip, the travel insurance quotes that one will receive will be higher than normal.

Compare between coverage: Simple travel insurance often doesn’t cover for difficult procedures. It may cover the OPD charges and medicine along with hospitalization. However, a more refined and evolved travel insurance may include costs such as that of car break down, accident benefits and charges for transportation in case of accident or cancellation of a flight. However, buying this kind of travel insurance will cost more.

So, what is the right price to buy travel insurance?

It is in the best interest of the proposer or the buyer to understand the basic requirements during his/her travel. In case there is a group that is travelling, it is important to understand the medical needs of all the travellers in the group. For example, an old person may need medical care more than a teenager in the group. However, it is a must to have a medical cover for both. So no matter where one is travelling, he/she should buy an insurance plan.

One may also get separate travel insurance quotes for seniors who are above 60 in the group. Travel insurance companies do not offer seniors a cover within the family floater policies. Hence, a different policy is required in case there is a senior in the group.

One should not get carried away simply because an insurer has given a lower travel insurance cost. It is good to read and understand the details of the offering before taking an informed decision.